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Leverage owner occupier opportunities

If you’re looking at ways your clients can move into ownership, the experts at InterBay are well-placed to deal with complexity.

We’re committed to supporting SMEs with their expansion and we know every business is different, which is why we look at each loan on its own merits when reviewing cases. 
 
Own it with InterBay
  • Extensive owner-occ expertise
  • A market-leading service for brokers and their clients 
  • Focused on finding funding solutions

Asset classes

We support a variety of asset classes, from florists to children’s nurseries, distribution warehouses and small retail units. And when it comes to SMEs, we know the market, have clear criteria and our team of experts work closely with brokers to help borrowers secure the funding they need.

For instance, when reviewing cases, we:

  • use the last two years’ finalised accounts so we see three years’ worth of figures;
  • look at the performance of the business, the experience of the owners and the specifics of the property;
  • aim to meet with the borrowers directly for loans over £4m, so that we can fully understand their background and plans.

 

Products

Explore our dedicated range with a clear focus on owner occupier opportunities. 

 

Owner-occ product range
 
030925-IB-PRODUCT-GUIDE-FRONT-COVER

Contact us 

If you'd like to discuss a case or you're looking for more information please get in touch, and a member of our team will be happy to help.

Contact our sales team

 Articles  

Take in in-depth look into how and why investors are diversifying, the challenges they are facing, and how InterBay can help them through the process. 

InterBay - OSB Group PLC
Interbay.co.uk

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FOR INTERMEDIARIES ONLY

The products and/or services featured in this communication are not regulated by the Financial Conduct Authority and the Prudential Regulation Authority. 

InterBay Commercial, is a trading name of InterBay Funding Limited, which is a subsidiary of OneSavings Bank plc. Registered office: OneSavings Bank plc, OneSavings Bank plc, Sun Pier, Medway Street, Chatham, Kent, ME4 4ET, United Kingdom. OneSavings Bank plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (registered number 530504). We subscribe to the Financial Services Compensation Scheme and the Financial Ombudsman Service.
To learn more please visit us at www.osb.co.uk | Privacy policy